Which term refers to a medical condition requiring extraordinary medical intervention to qualify for accelerated benefits?

The term that refers to a medical condition requiring extraordinary medical intervention to qualify for accelerated benefits is "Qualifying condition." In the context of insurance, accelerated benefits are provisions that allow policyholders to access a portion of their life insurance benefits while still alive, but typically only under circumstances related to severe medical conditions. A qualifying condition would be defined as one that meets the insurer's criteria for this benefit, often involving a terminal illness or a condition that significantly impairs the policyholder's health and necessitates extensive medical treatment.

Other terms like "Standard condition" and "Minor condition" do not convey the same severity required for accelerated benefits. A standard condition usually implies a health issue that does not necessitate urgent or extraordinary medical intervention, while a minor condition would be less severe and unlikely to meet the criteria for accessing accelerated benefits. A pre-existing condition refers to health issues that existed before the insurance policy was taken out, but it does not specifically imply the requirement for extraordinary medical intervention to qualify for those benefits.