What type of health insurance policies is compulsory for employers to offer in Indiana?

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In Indiana, the Affordable Care Act (ACA) does impose certain requirements on health insurance coverage, especially for employers who meet specific thresholds regarding the number of employees. While there is no overarching law in Indiana that mandates employers to offer health insurance to all employees, the ACA requires large employers (those with 50 or more full-time equivalent employees) to either provide health insurance that meets the standards of "minimum essential coverage" or face potential penalties.

Furthermore, while the ACA doesn't require all types of health insurance to be provided, it does establish guidelines for the types of coverage that must be offered if an employer chooses to offer coverage. These include provisions for preventive services, essential health benefits, and affordable coverage.

The other options suggest specific types of health insurance or broader coverage mandates that do not reflect the current legal framework in Indiana regarding employer health insurance obligations. Thus, the inclusion of the ACA requirements as part of the correct answer aligns accurately with what is required by law.

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