What is the maximum age for dependent children to remain on a parent’s health insurance policy?

The maximum age for dependent children to remain on a parent’s health insurance policy is 26 years. This provision is part of the Affordable Care Act (ACA), which allows young adults to stay on their parents' health insurance plans until they turn 26, regardless of their marital status, living situation, or financial independence. This rule was implemented to ensure that young adults have access to health insurance during a critical period when they may be transitioning from education to the workforce and may not have employer-sponsored insurance.

The ages presented in other options do not reflect the federal requirement, making them incorrect regarding the current law guiding dependent eligibility for health insurance coverage.