What is required of producers regarding written sales proposals during a presentation?

Producers are required to leave copies of written sales proposals with the applicant during a presentation. This requirement serves multiple purposes: it ensures that the applicant has a clear and tangible reference for the insurance products being discussed, promotes transparency in the sales process, and helps the applicant to make informed decisions based on the information provided. Providing a copy also fosters trust between the producer and the applicant, as it demonstrates professionalism and accountability.

By leaving a written proposal, producers fulfill their obligations under Indiana laws and regulations that aim to protect consumers and ensure they are well-informed about the products they are considering. This practice is a fundamental part of responsible insurance sales and aligns with the ethical standards expected in the industry.